health · 2026-05-01
Calculate the five training heart-rate zones using the Karvonen reserve method, which adjusts for resting heart rate.
| Age (years) | 35 |
| Resting heart rate (bpm) | 58 |
| Max HR estimator | Tanaka 208 - 0.7×age (more accurate) |
| Heart rate reserve (HRR) | 126 |
| Z1 lower bound (50% HRR) | 121 |
| Z2 lower bound (60% HRR) | 133 |
| Z3 lower bound (70% HRR) | 146 |
| Z4 lower bound (80% HRR) | 158 |
| Z5 lower bound (90% HRR) | 171 |
The Karvonen method calculates training zones as a percentage of your heart rate reserve (HRR = max HR - resting HR), not flat % of max HR. This matters because two people with the same max HR but different resting HRs need different zone targets.
For training zone math, use Tanaka. For wall-clock simplicity, Fox is fine.
The current consensus on endurance training: ~80% of weekly time in Z1-Z2, ~20% in Z4-Z5. The middle zone (Z3) is a trap — too hard to recover from, too easy to drive max-power adaptation. Most amateur runners spend 60-70% of their week in Z3 and wonder why they don't improve.
It ignores resting HR. A trained athlete with a 45 bpm resting HR and a sedentary person with a 75 bpm resting HR will have very different actual exertion at, say, 70% of max HR. Karvonen using HRR fixes this — same intensity = same effort across fitness levels.
A formal max test (treadmill ramp, all-out 4-min interval). Look at your highest recorded HR during a hard race or workout — that's usually within 2-3 bpm of true max. Formulas are estimates; if you have real data, use it.
First thing in the morning, lying in bed, before you check your phone. Take the average of 5 mornings. A wrist-worn tracker that reports 'overnight low HR' is also a good proxy. Skip the day after hard training or a high-stress evening — readings will be elevated.
HR zones differ slightly across modalities — cycling max HR is usually 5-10 bpm lower than running max because you're less weight-bearing. For accuracy, do a max test in each sport. For most amateurs, running zones ± 5 bpm work fine for cycling.