Credit card payoff vs balance transfer calculator

Compare paying current credit card balance at original APR vs transferring to a 0% intro APR card with a balance-transfer fee.

Savings from balance transfer

Show the work

  • Interest paid (stay)$2,319
  • Interest paid (transfer)$276
  • Transfer fee paid$240
  • Months to pay off (stay)26
  • Months to pay off (transfer)21

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