NUA (Net Unrealized Appreciation) calculator

Compare the tax savings of NUA treatment on company stock in a 401(k) vs rolling everything into an IRA and selling normally.

Company stock balance in 401(k)

Original cost basis (your contributions)

Ordinary income tax rate %

Long-term capital gains rate %

0/15/20% based on income.Years held after distribution

Expected post-distribution appreciation %

NUA tax saved vs IRA rollover

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