Rent vs buy breakeven calculator

Find the breakeven year when buying beats renting, accounting for opportunity cost on the down payment, maintenance, and rent inflation.

Breakeven (years)

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  • Year-1 cost: buying$37,839
  • Year-1 cost: renting$28,800
  • 10-year total cost: buy$265,362
  • 10-year total cost: rent$263,179