SEP-IRA vs Solo 401(k) max contribution

Compare the maximum tax-deductible retirement contribution for self-employed under SEP-IRA vs Solo 401(k) at your net SE income.

Solo 401(k) max contribution

Show the work

  • SEP-IRA max contribution$34,631
  • Solo 401(k) advantage$23,000
  • Solo 401(k) % of net SE38.4%