Social Security claim age comparison
Compare lifetime benefits at age 62, full retirement age, and 70, with crossover ages where waiting beats early claiming.
Total benefit at planned claim age
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- Monthly at 62$2,100
- Monthly at 70$3,720
- Lifetime total claiming at 62$770,728
- Lifetime total claiming at 67$805,909
- Lifetime total claiming at 70$800,481
- Age 67 crosses age 6280.5
- Age 70 crosses age 6784.5