Tax clarity
Self-employment tax that shows the IRS math
A user can see the 0.9235 adjustment, the 15.3% tax rate, and the deductible half without leaving the page.
Open proof pageInstead of one quote number, the tool makes labor, material, markup, and contingency visibly auditable.
When this page matters
An independent worker needs to quote a rate that covers taxes, retirement, and non-billable time without guessing.
Why it matters
Without visible math, the recommended number feels arbitrary and hard to defend in a negotiation or proposal.
Best sent when
Send this when someone needs to justify a quote, explain a rate increase, or defend why freelance math does not match salary math.
A pricing-floor calculator that exposes margin assumptions proof sketch
Required annual revenue = Target pay + tax buffer + overhead + benefit replacement
Charge rate = Required annual revenue / realistic billable hours
Scenario comparison = Base rate vs adjusted rate after new assumptions
Teams stop arguing over the answer and start talking about the assumption that changed it.
What becomes visible
Related proof pages
Tax clarity
A user can see the 0.9235 adjustment, the 15.3% tax rate, and the deductible half without leaving the page.
Open proof pageLong-term planning
Users can inspect inflows, outflows, burn rate, and months of runway without guessing how the projection was built.
Open proof page